Allied National April

Allied National wellinessThe Allied “Employer Benefit Adviser” monthly newsletter provides information about the Affordable Care Act and employee benefits in an effort to assist you in making informed decisions about group health benefits.


Make sure your employees are enrolled ASAP


Employer groups that sponsor benefit plans are required to make an offer to all eligible employees. Plus, if the group is subject to Affordable Care Act Employer Shared Responsibility rules, failure to make an offer could lead to significant penalties.


Allied’s New Wellness Initiative is Now Online


Wellness programs are an important way to keep health costs down on your group health plan. A seven-year study done on PepsiCo’s Healthy Living wellness program found that for every $1 invested in the company’s wellness program, the program saved $3.78 in healthcare costs. The findings were published in the January 2014 issue of Health Affairs.

Read more at the below link


April Benefit Adviser

UnitedHealthcare Care24®


UnitedHealthcare Care24®

UnitedHealthcare Care24® life is full of ups and downs. You may have health concerns, personal or family issues, or work-related challenges. But there’s a resource that can help you sort through these matters—Care24. With Care24, you have these services and features:

Access to licensed registered nurses and master’s-level counselors through one toll-free phone number, 24 hours a day, 365 days a year
Unlimited telephonic access to nurses and counselors
For each personal concern or issue, up to three face-to-face assessments per person, per year with an affiliate counselor
Referrals available to national and community resources, and non-medical support groups
Personal legal and financial telephonic consultation services
Each member is entitled to an initial thirty-minute in person or telephonic consultation per separate issue per year at no cost with a local attorney or mediator.
If the member needs to retain an attorney or mediator, our attorneys and mediators will provide a 25% discount on their usual and customary fees.
Each member can receive up to 60 minute telephonic consultation per separate issue per year at no cost with our credentialed financial consultants.
Training and wellness seminars, critical incident stress management services, and management consultation services
Bilingual nurses and counselors to address the needs of non-English speaking members
Translation services for more than 140 languages; for individuals with hearing impairments, the National Relay Center is available
Self-care recommendations based on more than 700 physician-approved guidelines
Information on a wide range of health and medical concerns, emotional well-being, nutrition and much more
Decision support for minor emergencies, including immediate guidance and education to an appropriate level of care
Information on diagnostic procedures and treatment options
Prescription and over-the-counter medication information, including possible side effects and interactions
Call Care24 any time, 24 hours every day at 1-888-887-4114.care24


request more information

Blue Cross News Flash

Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Texas

BCBSTX  Blue Cross is working to secure a new agreement with Hospital Corporation of America (HCA), which operates Medical Center of Arlington, Medical City Dallas and Medical City Children’s Hospitals in Dallas, Denton Regional Medical Center, Medical Center Alliance and Plaza Medical Center of Fort Worth, Las Colinas Medical Center in Irving, Medical Center of Lewisville, Medical Center of McKinney, North Hills Hospital in North Richland Hills, and Medical Center of Plano.
While negotiations continue in good faith, unless we reach an agreement, these facilities will no longer be part of the BCBSTX BlueChoice® PPO/POS, HMO Blue® Texas, Traditional/Par Plan and Blue Medicare Advantage PPOSM networks effective May 1, 2016.
BCBSTX is sensitive to rising health care costs and the burden it puts on our customers. We cannot in good conscience agree to terms that would increase the amounts our customers pay when they visit HCA facilities in the DFW area.
If HCA is no longer in certain BCBSTX networks, our members in the DFW area will still have access to a large network of quality and credentialed hospitals, urgent care clinics, retail health clinics, specialists and physicians.
Members planning to undergo a procedure or surgery, who would like to know their options for in-network care, should speak with their referring physicians for assistance in transferring facilities. Members also can contact the customer service number on their member ID card with questions about in-network care, and can visit our Provider Finder® online tool to determine in-network health care options that are available in their area.
We will continue working to keep HCA in our network.
We will keep you updated on the situation.

International Medical Group

International Medical Group


For more than 20 years, International Medical Group has dedicated its efforts to providing international medical insurance, travel insurance and impeccable service to the international community. It’s our specialty. We realize that traveling abroad can be an exciting experience. We also know that anything can happen while you’re away from home – whether visiting short-term or living abroad indefinitely. It’s important to be prepared for any unexpected illness, injury or medical emergency. Many traditional medical plans simply are not designed for international travel.

IMG’s combination of insurance products and unparalleled services bring Global Peace of Mind®. We’ve served millions of people worldwide in more than 170 countries. Our products supply the coverage you need, while our services help overcome language, currency, time zone and cultural challenges.

When you travel internationally, do you have the medical coverage you need away from home? Many travelers believe their domestic insurance plan will be enough when they travel abroad, but that may not be the case. Without the right plan, you may not be covered for an illness or injury. International Medical Group® (IMG®) has been offering insurance products to travelers and international citizens since 1990. We offer long-term and short-term coverage for U.S. and non-U.S. citizens, individuals and groups.

Wherever your travels take you, we’re there with you – with worldwide coverage, multilingual capabilities, international claims specialists, and 24-hour access to IMG. That’s medical security. That’s Global Peace of Mind. That’s IMG.

You’ll find detailed information on all of our plans, quick links to get you where you need to go, up-to-date coverage and claims information, and instant quotes.

More information


Allied National February


Allied National February Adviser

The Allied “Employer Benefit Adviser” monthly newsletter provides information about the Affordable Care Act and employee benefits in an effort to assist you in making informed decisions about group health benefits.

This months Adviser explains My Wave Connect a new benefit offered to their clients.

MyWave Connect can be refined to your needs, including company size and location and allows you to research issues you encounter in day-to-day situations and find specific help for the issues you might be dealing with in their roles as human resource directors or benefit advisers. The articles are written by experts in the field and reviewed by attorneys.

February Benefit Adviser